Faith's parents' operated their own construction company in Central Missouri, so she grew up living the day-to-day challenges of keeping the business moving. Faith attended Metro Business College and the University of Missouri at Columbia. Her education includes a degree in Accounting and continuing education in tax law and advanced computer software applications. After ten years working in public practice CPA firms, Faith launched Grade A Business Services. Faith has expertise in assisting small businesses with a heavy focus on real estate and construction specialty trades. She understands how to report the many types of transactions construction trades require for an accurate tax return.

In 1991 Faith and her family moved to Phoenix Arizona. In 2019 they returned to Central Missouri. By adopting the virtual work-from-home model, and investing heavily in the technology, Grade A serves clients throughout the United States. During 2009, Faith completed the course work and testing to earn her national distinction of CPB (Certified Public Bookkeeper). Mrs. Owens was accepted as an Enrolled Agent before the IRS in 2012.